Wealth Management For Business Owners In Mansfield, MA

Connect daily operations to long-term wealth

Copper Beech Wealth Management works with owners from Cabot Business Park to Route 140 who want personal and business finances moving in the same direction. We help choose retirement plans, organize cash flow, and design investment policies for reserves so your effort turns into lasting value for your family.

Choose And Fund The Right Plan

We compare SEP IRA, Solo 401(k), and 401(k) with profit sharing, then set funding targets that match your cash cycle. Our financial planning framework accounts for hiring plans and growth so contributions feel manageable.

  • Plan selection and design
  • Owner and employee contribution strategy
  • Vendor evaluation and rollover support
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Think Ahead While You Grow

We coordinate with your CPA on income smoothing, deductions, and entity considerations. For owners planning an exit, we build personal readiness and liquidity timelines well before a transaction. Our tax planning strategies keep after-tax results in view.

  • Income and deduction planning
  • Stock and asset sale modeling
  • Liquidity and timeline mapping

Policies For Reserves And Wealth Outside The Company

We set tiers for operating cash, short-term reserves, and long-term investments. Clear rules guide when to deploy capital into growth versus the market. For details on construction and oversight, see our portfolio management approach.

  • Treasury and reserve tiers
  • Investment policy for non-operating cash
  • Coordination with lending relationships

Business Owners — FAQ

Balancing personal wealth with business success

  • Which retirement plan is best for my company size?

    It depends on payroll, margins, and goals. We compare SEP IRA, Solo 401(k), and 401(k) with profit sharing, then design contributions that fit cash flow.

  • Can you help me prepare for an exit?

    Yes. We build a personal readiness plan that covers taxes, liquidity, investing for proceeds, and timing well before a transaction.

  • How should I hold extra cash in the business?

    We use a tiered policy for operating cash, reserves, and long-term investments with clear thresholds for deploying capital.

  • Do I need to move business accounts to work with you?

    Not always. We can coordinate with current providers and manage personal assets alongside business planning.

  • Will you work with my CPA and attorney throughout the year?

    Yes. We plan together on entity considerations, deductions, and documentation so filings match strategy.

Let’s connect your company and household plan

We will outline the steps that create the most impact now and set you up for the future.